is not an emergency plan
- Emergency Services
- Flood Insurance for Businesses
- Risk Insurance
- Flood Insurance for Homeowners
- Risk Assessment
It's never too early to get started. You can use the resources
on this site to help with emergency planning, obtaining the right
insurance, unbiased impartial information for risk assessment,
and fast access to emergency services contacts.
Most ordinary insurance policies do not cover against earthquake damage. More
Prepare for Hurricane Season by Purchasing Flood Insurance
Did you know that anyone, whether property owners, renters or business owners, can purchase flood insurance if their community participates in the National Flood Insurance Program (NFIP)? With the weather becoming ever more volatile, now is the time to take steps to protect your financial well-being before a natural disaster like a flood or hurricane strikes.
Get free, impartial advice
For free and impartial information about flood insurance and advice such as how to prepare for floods, flood mitigation tips for your home you can go visit the US Government site www.floodsmart.gov or call 1-800-427-2419. Flood insurance can be purchased through your local insurance company or your existing agent. To purchase flood insurance, residents should contact their insurance agents. If you do not currently have an agent who sells flood insurance, you can go to www.floodsmart.gov and enter your home address into the One-Step Flood Risk Profile. This is a free online tool that will also estimate your level of risk as well as your premium.
Using this information
Keep in mind that a risk profile is only meant to be used as an advisory tool for general flood hazard awareness and education and should not be used to make final decisions regarding the purchase of flood insurance. It is especially important to be aware that if your home has been mortgaged, your lender will make that determination.
Determine your flood risk
To determine your actual flood risk, go to FEMA's Map Service Center www.msc.fema.gov and view the latest flood map for your town or community. It is also possible to view a physical copy of the map, which requires contacting the floodplain administrator in your local building and permits department. A Flood Insurance Rate Map is the best starting point for assessing your flood risk.